*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f7f9fc;color:#07162f;line-height:1.62}img{max-width:100%;display:block}a{color:inherit}.wrap{width:min(1180px,calc(100% - 40px));margin:0 auto}.topbar{background:#07162f;color:#d7dfeb;font-size:13px}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;padding:9px 0}.header{background:#fff;border-bottom:1px solid #dfe6ef;position:sticky;top:0;z-index:20}.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none}.brand img{height:38px;width:auto}.brand b{letter-spacing:.12em}.nav{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.nav a{text-decoration:none;font-size:14px;font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 18px;border-radius:10px;text-decoration:none;font-weight:800;border:1px solid transparent}.gold{background:#eaaa00;color:#07162f}.outline{border-color:#b8c4d5;background:#fff}.nav-strip{background:#0b2450;color:#fff}.nav-strip .wrap{display:flex;gap:18px;align-items:center;overflow:auto;padding:10px 0;white-space:nowrap}.nav-strip a{text-decoration:none;font-size:13px}.hero{background:linear-gradient(145deg,#07162f,#0b2450);color:#fff;padding:76px 0}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}.eyebrow{font-size:12px;letter-spacing:.15em;text-transform:uppercase;font-weight:800;color:#eaaa00;margin:0 0 10px}.hero h1{font-size:clamp(38px,6vw,68px);line-height:1.04;max-width:12ch;margin:0 0 18px}.lead{font-size:19px;color:#c8d3e4;max-width:64ch}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.hero-visual{background:#fff;border-radius:18px;padding:20px;box-shadow:0 24px 70px rgba(0,0,0,.22)}.hero-visual img{width:100%;height:auto}.section{padding:70px 0}.section.alt{background:#fff}.section.dark{background:#07162f;color:#fff}.section h2{font-size:clamp(29px,4vw,44px);line-height:1.15;margin:0 0 14px}.section-intro{max-width:760px;color:#56657a;font-size:18px}.dark .section-intro{color:#bdc9da}.grid{display:grid;gap:22px;margin-top:30px}.g2{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(3,minmax(0,1fr))}.card{background:#fff;border:1px solid #dde5ef;border-radius:16px;padding:25px}.dark .card{background:#0d2957;border-color:rgba(255,255,255,.12)}.card h3{margin:0 0 9px;font-size:20px}.card p{margin:0;color:#5b6879}.dark .card p{color:#c1ccda}.list{padding-left:20px;margin:12px 0 0}.list li{margin:7px 0}.flow{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin-top:30px}.step{background:#fff;border:1px solid #dbe4ef;border-radius:14px;padding:20px}.step small{font-weight:800;color:#2b929d}.step h3{margin:6px 0}.diagram{background:#fff;border:1px solid #dbe4ef;border-radius:18px;padding:20px;margin-top:26px}.split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}.call{background:#fff;border:1px solid #dbe4ef;border-radius:16px;padding:24px}.speech{padding:14px 16px;border-radius:12px;margin:10px 0}.speech.aria{background:#edf6f7}.speech.caller{background:#f1f4f8}.result{border-left:4px solid #eaaa00;background:#fff7dd;padding:14px 16px;border-radius:8px;margin-top:14px}.handover{background:#0b2450;color:#fff;border-radius:18px;padding:28px}.handover dl{margin:20px 0 0}.handover div{display:grid;grid-template-columns:130px 1fr;gap:12px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.12)}.handover dt{font-weight:800}.handover dd{margin:0;color:#cfdaea}.limit{border-left:4px solid #e74612}.good{border-left:4px solid #2b929d}.fit{border-left:4px solid #eaaa00}.faq details{background:#fff;border:1px solid #dbe4ef;border-radius:12px;padding:17px 18px;margin:10px 0}.faq summary{font-weight:800;cursor:pointer}.cta{padding:58px 0;background:#eaaa00}.cta .wrap{display:flex;justify-content:space-between;gap:30px;align-items:center}.cta h2{margin:0 0 7px}.footer{background:#061329;color:#c8d2df;padding:36px 0}.footer .wrap{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer a{color:#fff}.footer small{display:block;margin-top:14px;color:#94a6bd}.seo-note{font-size:13px;color:#6d7888;margin-top:20px}.mobile-menu-label{display:none}@media(max-width:900px){.hero-grid,.split{grid-template-columns:1fr}.flow{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:1fr 1fr}.nav{display:none}.mobile-menu-label{display:block;font-weight:800}.footer .wrap{grid-template-columns:1fr 1fr}.hero{padding:60px 0}}@media(max-width:640px){.wrap{width:min(100% - 28px,1180px)}.topbar .wrap{display:block}.topbar .wrap span:last-child{display:block;margin-top:3px}.hero{padding:48px 0}.hero h1{font-size:40px}.lead{font-size:17px}.section{padding:52px 0}.g2,.g3,.flow{grid-template-columns:1fr}.actions{display:grid}.actions .btn{width:100%}.cta .wrap{display:block}.cta .actions{margin-top:20px}.footer .wrap{grid-template-columns:1fr}.handover div{grid-template-columns:1fr}.header .wrap{min-height:62px}.brand img{height:32px}.nav-strip .wrap{gap:14px}.hero-visual{padding:12px}.diagram{padding:10px;overflow:auto}.diagram img{min-width:560px}.card{padding:21px}}